Understand your financing options before you make an offer. From SBA loans to seller financing, we break down everything you need to know.
The most common loan for buying a business. Up to $5M, low down payment, long repayment terms.
For purchasing commercial real estate or major equipment. Fixed rates, long terms.
The seller acts as the bank. Common for smaller deals and shows seller confidence in the business.
Conventional bank loans, asset-based lending, and private equity for larger acquisitions.
Use retirement funds (401k, IRA) to buy a business without early withdrawal penalties.
Specialized financing for franchise purchases. Many lenders have pre-approved franchise brands.
Due Diligence Checklist
What to review before closing a business purchase
Letter of Intent (LOI) Template
A starting point for your acquisition offer
SBA Loan Calculator
Estimate your monthly payments and total cost
Disclaimer: The information on this page is for educational purposes only and does not constitute financial, legal, or investment advice. Financing terms, rates, and availability vary by lender, borrower qualifications, and market conditions. Always consult with a licensed financial advisor, SBA lender, or business attorney before making any acquisition decisions. BizSource.ai is not a lender and does not provide financing.